Loan Terms

  • Amount 600.000 МKD
  • Tenor - 84 months
  • Creditworthiness Up to 1/3 monthly income.
  • Interest rate: 5,5% variable interest rate, defined as: 4p.p + referent rate for calculation legal interest rate form NBRM,, which currently is 1,5% (APR 6,04%)*
  • Upfront fee: 2.000 mkd once, in advance.
  • Fee for prepayment: 0%
  • Fee for control in the Loan Register: 350 MKD (the fee is paid before the disbursement of the loan and it is not paid for declined or canceled requests), 150 MKD application fee, and promissory note.
  • The age and  the term of the loan cannot exceed 75 years.

* 6,04% APR for loan amount of 200.000 MKD, interest rate variable 5,5%, tenor 84 months, application fee 150 MKD and costs for checking in MKB 350 MKD.

** The amount of the annual percentage rate of total costs (APR) is affected by the loan repayment term, the loan amount, the amount of loan costs included in the calculation of the APR and the amount of the contractual interest rate.


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