A new world of opportunities in your pocket!

Dear Clients, with pleasure we would like to inform that HALKBANK AD. Skopje started cooperation together with AMSM.

Clients of HALKBANK AD Skopje will have exclusively opportunity to get AMSM membership card with AMSM package of services (Europe Premium Membership) as present  from HALKBANK AD Skopje.

The issue of AMSM membership cards with package of services for the users of Visa Gold Cards will provide additional value and advantages.

АМСМ Europe Premium Membership  it is for the new users of Visa Gold and all existing clients that need to reissue their  Visa Gold cards

Became a member of the Halkbank AD Skopje Family and enjoy the Halkbank Credit Cards benefits..

Visa Gold Card gives you opportunity for:

  • Unique bonus program that enables collecting bonus points and using bonus points in the everyday purchases
  • Installment payments at particular Bank’s partners
  • Discounts at our merchants


All credit cards provide you an opportunity to spend the available funds approved on your revolving credit limit using the benefits and giving you an easy access to your funds 24/7.

Use the opportunity and apply for your Visa Gold Card through our nearest branch by fullfilling the application.

Halkbank AD Skopje offers 24-hours customer support for cardholders everywhere in the world through the Help Desk 24/7 (02) 3296-330

AMSM Europe Premium Membership Package includes:

In Macedonia: 

  • One fee towing in case of an accident unlimited in km
  • One free towing in case of vehicle breakdown limited to 200 km
  • Free roadside assistance(5times)
  • One vehicle extraction
  • 20% discount for garage services
  • 10% discount on regular vehicle technical inspection
  • Free of charge garage services
  • Show your Card (International program for discounts in USA, Canada and Europe)
  • AMSM Partner Programme (Macedonian program for discounts )
  • Membership Magazine “Club Mobility” which is delivered to the home address of the member or email

In Europe:

  • One fee towing or roadside assistance in case of vehicle breakdown(up to 200,00EUR) 
  • One fee towing in case of an accident(up to 400,00EUR)
  • Refund of travel expenses (up to 200,00 EUR) in case the vehicle is broke down and the technical service confirms that it’s impossible to repair it immediately
  • Rent a car(up to 100,00EUR )in case the vehicle is broke down and the technical service confirms that the time or repair would last minimum 2 days
  • Hotel accommodation (up to 100,00EUR) in case the vehicle is broke down and the technical service confirms that the time of repair would take minimum 2 days.

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